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The more energy you expend worrying, the less work you get done, the less money you make, and the less you can afford to pay your creditors. Our proven track record in the past eight years has been 50% to 90% reductions. Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. We can restore your peace of mind by stopping harassing creditors' calls. Call now for a free telephone consultation. Our fee is a small percentage of the amount we save you. Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. Don't consolidate your debt, negotiate your debt. Don't consolidate your debt, negotiate your debt. We guarantee results or you pay us nothing. 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