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We can restore your peace of mind by stopping harassing creditors' calls. Call now for a free telephone consultation. Settle debts for pennies on the dollar. Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. If you have suffered the anguish of having your automobile repossessed, you may think it couldn't get worse. But sometimes it does because a deficiency judgment could be filed against you. Just having objective third party intervention can set the tone for amiable resolution. Many times debtors and creditors cannot get past their emotions to even think about settling a matter. We can restore your peace of mind by stopping harassing creditors' calls. Call now for a free telephone consultation. We work directly with your creditors to negotiate reductions in your total unsecured debt balance. No matter what stage you are in (overdue accounts, lawsuits pending, judgments entered, liens files), we can help. Our specially trained negotiators are experts at obtaining favorable results which often lead to continued relationships between the debtor and the creditor. We offer you a viable alternative to bankruptcy and expensive consolidation loans. let us intervene and negotiate reduction of your business debt. 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